11 Best Free Checking Accounts in 2024

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Last Updated on November 6, 2023 by coffeepo

There are a lot of great checking accounts available in the market today. Some come with free bonuses and others have great interest rates. However, not all banks offer free checking accounts. If you’re looking for a bank that offers a free checking account, then look no further! In this blog post, we’ll share eleven of the best free checking accounts in 2024. So whether you’re just starting out with your banking or you’re looking for a new account to switch to, be sure to check out our list!

1. Chase Total Checking: This account from Chase offers a $200 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 16,000 ATMs and 5,100 branches nationwide.

2. Wells Fargo Everyday Checking: Wells Fargo offers a $100 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 13,000 ATMs and 5,600 branches nationwide.

3. Bank of America Core Checking: This account from Bank of America offers a $100 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 16,000 ATMs and 4,700 branches nationwide.

4. Citibank Account Package: This account from Citibank offers a $400 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 18,000 ATMs and 700 branches nationwide.

5. U.S. Bank Silver Checking Package: This account from U.S. Bank offers a $300 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 12,000 ATMs and 3,100 branches nationwide.

6. PNC Virtual Wallet: This account from PNC Bank offers a $50 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 9,000 ATMs and 2,800 branches nationwide.

7. Capital One 360 Checking: This account from Capital One offers a $25 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 39,000 ATMs and 1,900 branches nationwide.

8. HSBC Advance Checking: This account from HSBC Bank offers a $350 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 6,000 ATMs and 4,400 branches worldwide.

9. Fidelity Cash Management Account: This account from Fidelity Investments offers a $100 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to over 13,000 ATMs through the Fidelity ATM network.

10. Charles Schwab Bank High Yield Investor Checking Account: This account from Charles Schwab offers a $100 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to over 30,000 ATMs through the Charles Schwab ATM network.

11. TD Bank Convenience Checking: This account from TD Bank offers a $150 bonus for new customers who open an account and set up direct deposit. There are no monthly fees, and you’ll get access to 1,300 ATMs and 649 branches in the Northeast US.

Conclusion

If you are looking for a free checking account, the eleven accounts we’ve listed should give you some good options. With so many banks and credit unions offering great deals on checking accounts, there is no need to overpay or settle for an account with high fees and little benefits. Take your time shopping around, comparing interest rates, monthly service charges, and ATM fees to find the best deal for you. And don’t forget to have a look at our list of the best online checking accounts – these accounts may offer even more benefits than traditional checking accounts.

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