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Last Updated on November 6, 2023 by coffeepo
When it comes to finding the best checking account, there’s no one-size-fits-all answer. That’s because everyone’s needs are different, and what might be the best account for one person might not be right for someone else. So how do you find the right checking account for you? Check out this list of the best checking accounts of 2024! These accounts offer great features and benefits, so you can find the perfect one for your needs. Plus, with interest rates on the rise, now is a great time to switch to a new account! Read on to learn more about each of these great options.
1.Chase Total Checking: Best Overall
If you’re looking for a great all-around checking account, Chase Total Checking is a great option. This account offers a host of features and benefits, including online and mobile banking, no monthly fees, and access to more than 16,000 ATMs nationwide. Plus, you’ll earn interest on your balance if you keep at least $1,500 in your account. And if you open a new account with at least $25, this account will waive the $12 monthly fee for up to 12 months.
2.E-Trade Bank Core Checking: Best for Interest Rates
If you’re looking for an account that offers great interest rates, look no further than E-Trade Bank Core Checking. This account offers a competitive annual percentage yield (APY) on your balance, so you can earn more on your money. Plus, there are no monthly fees or minimum balance requirements. And if you’re an E-Trade customer, you’ll get even more benefits, like free trades and waived fees.
3.BB&T Bright Banking: Best for Cash Back Rewards
BB&T Bright Banking is a great option if you’re looking for an account that offers cash back rewards. With this account, you’ll earn 2% cash back on up to $5,000 in qualifying debit card purchases each month. Plus, there’s no monthly fee and no minimum balance requirement. And if you’re a BB&T customer, you’ll get even more benefits, like free trades and waived fees.
4.SunTrust Essential Checking: Best for Low Fees
If you’re looking for an account with low fees, SunTrust Essential Checking is a great option. This account has no monthly fee and no minimum balance requirement. Plus, you’ll get access to online and mobile banking, as well as more than 2,000 ATMs nationwide. And if you’re a SunTrust customer, you’ll get even more benefits, like free trades and waived fees.
5.PNC Standard Checking: Best for Students
If you’re a student (or the parent of one), PNC Standard Checking is a great option. This account offers a host of features and benefits designed specifically for students, including a waived monthly fee and no minimum balance requirement. Plus, you’ll get access to online and mobile banking, as well as more than 9,000 ATMs nationwide. And if you’re a PNC customer, you’ll get even more benefits, like free trades and waived fees.
6.U.S. Bank Student Checking: Best for College Students
If you’re a college student (or the parent of one), U.S. Bank Student Checking is a great option. This account offers a host of features and benefits designed specifically for college students, including a waived monthly fee and no minimum balance requirement. Plus, you’ll get access to online and mobile banking, as well as more than 13,000 ATMs nationwide. And if you’re a U.S. Bank customer, you’ll get even more benefits, like free trades and waived fees.
7.Bank of America Advantage Banking: Best for Rewards
If you’re looking for an account that offers rewards, Bank of America Advantage Banking is a great option. With this account, you’ll earn points on your purchases, which you can redeem for travel, merchandise, cash back, and more. Plus, there’s no monthly fee and no minimum balance requirement. And if you’re a Bank of America customer, you’ll get even more benefits, like free trades and waived fees.
8.Wells Fargo Everyday Checking: Best for Convenience
If you’re looking for an account that’s convenient and easy to use, Wells Fargo Everyday Checking is a great option. This account offers online and mobile banking, as well as access to more than 13,000 ATMs nationwide. Plus, there’s no monthly fee and no minimum balance requirement. And if you’re a Wells Fargo customer, you’ll get even more benefits, like free trades and waived fees.
9.Chase Total Checking: Best for ATM Access
If you’re looking for an account that offers great ATM access, Chase Total Checking is a great option. With this account, you’ll get access to more than 16,000 ATMs nationwide. Plus, there’s no monthly fee and no minimum balance requirement. And if you’re a Chase customer, you’ll get even more benefits, like free trades and waived fees.
10.Citibank Basic Banking: Best for Online Banking
If you’re looking for an account that offers great online banking features, Citibank Basic Banking is a great option. With this account, you’ll get access to online and mobile banking, as well as more than 60,000 ATMs nationwide. Plus, there’s no monthly fee and no minimum balance requirement. And if you’re a Citibank customer, you’ll get even more benefits, like free trades and waived fees.
11.HSBC Advance Checking: Best for Interest
If you’re looking for an account that offers interest on your balances, HSBC Advance Checking is a great option. With this account, you’ll earn interest on your balances, as well as get access to online and mobile banking. Plus, there’s no monthly fee and no minimum balance requirement. And if you’re an HSBC customer, you’ll get even more benefits, like free trades and waived fees.
Conclusion
If you are in the market for a new checking account, be sure to check out our top 11 picks. We have carefully curated a list of accounts that offer great features and benefits, so you can find the perfect one for your needs. Whether you are looking for an account with no monthly fees or one that offers cash back rewards, we have you covered. Be sure to compare rates and terms before selecting an account, and remember to always read the fine print. Thanks for following along with us as we explored the best checking accounts of 2022!
