Disclaimer: This post may contain affiliate links, meaning we get a small commission if you make a purchase through our links, at no cost to you. For more information please visit our Disclaimer Page.
Last Updated on November 6, 2023 by coffeepo
What is the best cash back credit card?
In today’s world, it is more important than ever to be wise about our spending. With the rise of online shopping and credit card usage, it’s easy to rack up debt without even realizing it. This can make it difficult to afford the things we need, much less the things we want.
But don’t worry! There is a solution: cash back credit cards. These cards allow you to earn rewards on your purchases, which can then be redeemed for cold, hard cash. In this blog post, we’ll explore the best cash back credit cards available in 2022. We will cover everything from their benefits to their drawbacks, so that you can decide if one of these cards is right for you. Stay tuned!
1. Chase Freedom Unlimited: Best Overall Cash Back Credit Card
The Chase Freedom Unlimited Credit Card is a good option for those who want to earn rewards without an annual fee. This card offers 1.5% cash back on all purchases, making it easy to earn rewards. Additionally, there is no limit to the amount of cash back you can earn, so you can keep earning as you spend.
2. Citi Double Cash Card: Best for Flat-Rate Cash Back
If you’re looking for a card with no annual fee, the Citi Double Cash Card is a great option. This card offers 2% cash back on all purchases, making it easy to earn rewards. Additionally, there is no limit to the amount of cash back you can earn, so you can keep earning as you spend.
3. Capital One Quicksilver Cash Rewards Credit Card: Best for No Annual Fee
The Capital One Savor Cash Rewards Credit Card is another great option for those who want to earn cash back on their purchases. This card offers 4% cash back on dining and entertainment, 2% cash back on groceries, and 1% cash back on all other purchases. There is also no annual fee, making it a great choice for those who want to save money.
4. Discover it® Cash Back: Best Sign-Up Bonus
The Discover it Cash Back Card is a great option for those who want to earn cash back on their purchases. This card offers 5% cash back on rotating categories, 1% cash back on all other purchases, and there is no annual fee. Additionally, new cardholders can earn a bonus of $200 after spending $1,000 in the first 3 months.
Final Thoughts
No matter what your needs are, there is a cash back credit card that’s right for you. With so many different options available, you’re sure to find the perfect card for your spending habits. Be sure to compare the benefits and drawbacks of each card before you decide which one is right for you.
