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Last Updated on November 6, 2023 by coffeepo
Whether you’re a seasoned traveler or just getting started, using the right travel credit card can make your trips a lot more affordable. In this post, we’ll share our picks for the 10 best travel credit cards of 2024. These cards offer great rewards and bonuses, making them perfect for anyone looking to save on their next vacation. So, whether you’re planning a trip abroad or just want to earn some extra cash back on your everyday purchases, be sure to check out these top-rated travel cards!
The Chase Sapphire Reserve® Card is our top pick for the best travel credit card. It offers a generous rewards program, with 3 points per $1 spent on travel and dining and 1 point per $1 spent on everything else. Plus, you’ll get a 50,000 point sign-up bonus after spending $4,000 in the first 3 months. There’s also a $300 annual travel credit that can be used for things like airfare, hotels, and rental cars. And if you use your card to book through Chase Ultimate Rewards®, you’ll get 25% more value on your points.
If you’re looking for a travel card with no annual fee, the Capital One® VentureOne® Rewards Credit Card is a great option. You’ll earn 1.25 miles per $1 spent on all purchases, and there’s no limit to the amount of miles you can earn. Plus, you’ll get a 20,000 mile sign-up bonus after spending $1,000 in the first 3 months. You can also use your miles to book travel directly through Capital One’s website or transfer them to one of their airline partners.
The Citi® / AAdvantage® Executive World Elite™ Mastercard® is a great choice for anyone who frequently flies American Airlines. You’ll earn 2 AAdvantage miles per $1 spent on American Airlines purchases, and 1 mile per $1 spent on everything else. Plus, you’ll get a 50,000 point sign-up bonus after spending $5,000 in the first 3 months. And if you’re an American Airlines AAdvantage elite member, you’ll get even more perks, like free checked bags and Admirals Club lounge access.
The Platinum Card® from American Express is our pick for the best premium travel credit card. It offers a host of perks, including 5 points per $1 spent on airfare booked directly with airlines or through American Express Travel, and 1 point per $1 spent on everything else. You’ll also get a $200 annual airline fee credit that can be used for things like checked baggage fees and in-flight meals. Plus, you’ll get access to the American Express Global Lounge Collection, which includes over 1,200 airport lounges worldwide. There’s also a $450 annual fee, but it’s offset by a $200 annual statement credit for Uber rides.
The Barclaycard Arrival Plus® World Elite Mastercard® is a great option for anyone who wants to earn travel rewards without paying an annual fee. You’ll earn 2 miles per $1 spent on all purchases, and there’s no limit to the amount of miles you can earn. Plus, you’ll get a 5% MileageBonus® when you redeem your miles for travel statement credits. And if you book your travel through Barclaycard’s online portal, you’ll get an additional 10% bonus on your miles. The only downside is that there’s a foreign transaction fee of 3%, so it’s not the best card to use if you’re planning to travel outside the U.S.
The Discover it® Miles is a great option for anyone who wants to earn travel rewards without paying an annual fee. You’ll earn 1.5 miles per $1 spent on all purchases, and there’s no limit to the amount of miles you can earn. Plus, you’ll get a Discover Match® bonus, which will match all the miles you’ve earned at the end of your first year. And if you use your card to book travel through Discover’s online portal, you’ll get an additional 10% bonus on your miles. The only downside is that there’s a foreign transaction fee of 3%, so it’s not the best card to use if you’re planning to travel outside the U.S.
The HSBC Premier World Elite Mastercard® is a great option for anyone who wants to earn rewards for their travel and everyday spending. You’ll earn 2 points per $1 spent on travel and dining, and 1 point per $1 spent on everything else. Plus, you’ll get a $100 annual travel credit that can be used for things like airfare, hotels, and rental cars. And if you use your card to book through HSBC’s online portal, you’ll get an additional 10% bonus on your points. The only downside is that there’s a foreign transaction fee of 3%, so it’s not the best card to use if you’re planning to travel outside the U.S.
The bottom line
There are a lot of great travel credit cards out there, so it’s important to compare them side-by-side to find the best one for your needs. Our pick for the best travel credit card is the Chase Sapphire Preferred® Card because it offers 2x points on travel and dining, and 1x points on all other purchases. Plus, you’ll get a 60,000 point sign-up bonus after spending $4,000 in the first 3 months. And if you redeem your points through Chase’s Ultimate Rewards® portal, you’ll get 25% more value. But there are other great cards out there, so be sure to compare them to find the best one for you.
